Watson Inc

By: Roshawn Watson Cash flow matters. In fact, cash flow is one of the most important principles in personal finance. Business trainer Brain Tracy says that 46% of businesses fail due to poor cost containment. Similarly, many homes have fallen victim to cash flow problems due to illness, lifestyle inflation, misplaced altruism, and poor money… Continue reading 3 Reasons to Focus on Household Cash Flow

By: Roshawn Watson An article was circulated last week where the author lamented losing the leverage benefit of having a home mortgage; he paid off his mortgage in less than 2 years and regrets his decision. He wishes he would have invested the money instead, so it would have doubled like his other investments. Now,… Continue reading Home Mortgage Leverage SUCKS!

By: Roshawn Watson Goal setting is extremely powerful and can have a dramatic impact on your personal finances, productivity, career, relationships, health and life. Motivational speaker, Zig Ziglar, often admonished salespeople to set goals to achieve their peak performances. In fact, he reportedly went as far as saying “a goal properly set is halfway reached.”… Continue reading 4 Reasons You Should Set Unrealistically High Goals

By: Roshawn Watson Often personal finance writers discuss what we need to do, particularly with respect to saving and investing. However, it is also what you are willing to walk away from that will determine your future prosperity. After years of providing advice, comforting friends, and dealing with my own issues, here are 4 disastrous… Continue reading 4 Things To Stop Doing With Your Finances

By: Roshawn Watson It’s been a few weeks since I have done a round up. Here are some uncommon articles and carnivals that I have participated in. Interestingly, two of these 11 articles were written in direct response to content published here. Thanks to all of my readers, subscribers to this site, and followers on twitter. I… Continue reading Great Attributes Round Up

By: Roshawn Watson These days people are fraught with economic stress. The mere thought of aspiring to financial peace seems radical and even delusional for some people. Sixty-one percent of people live paycheck to paycheck, meaning it does not take much to push them to the brink of financial cataclysm. It certainly doesn’t have to… Continue reading 3 Powerful Ways To Decrease Your Financial Stress

By: Roshawn Watson I recently received the following comment regarding living debt-free. “Well, it is almost impossible to live without some debts and practically everyone has some debts in finance except maybe very rich people. We need to take it easy and watch them and try to control them as much as we can. This… Continue reading Is it Possible To Live Without Debt?

By: Roshawn Watson “Hello Baller. I need to holla at you for minute.” I got a question for you because I just can’t figure out how you do it all. Your clothes and toys are nice. Everyone’s envious of your whips. You frequently eat at restaurants that most people only dine at on special anniversaries… Continue reading Broke People Afford Everything!

By: Roshawn Watson You work hard. You research companies. You even gather expert opinion and public sentiment regarding your investment choices, yet your returns are not commiserate with your effort. In fact, your long-term returns are dismal compared to market averages. This is the world of many investors today. Despite the increasingly lauded financial literacy… Continue reading Are You Your Portfolio’s Biggest Enemy?

By: Roshawn Watson I don’t truly understand people who say they wouldn’t change a thing in their lives if they could. While I have nothing against contentment, if given the opportunity, I would change several things not because I hate my life but to get the most out of it. If you could press rewind… Continue reading Your Do over Guide: What Would You Do Differently?