Watson Inc

By: Roshawn Watson Investopedia recently proposed 5 signs that you are living beyond your means. Living beyond one’s means can derail the finances of even some of the highest earners. Just ask many of the countless celebrities and athletes who have filed for bankruptcy or have been foreclosed on. The first signpost: A Credit Score… Continue reading Signs That You Are Living Beyond Your Means

By: Roshawn Watson In a year where the stock market has lost some ground (at least so far), it is easy to yield to the urge to sell despite conventional wisdom. Back in October 2002, several people got out of the market after a substantial drop following the tech bubble bursting. Consequently, many missed the… Continue reading Benefiting from Those Stock Market Fears

By: Roshawn Watson In an effort to pay off a mortgage earlier, some will do biweekly mortgage payments. This is a contractual agreement with your mortgage holder to pay half of your mortgage every two weeks instead of the full monthly payment. Why the Mortgage Gets Paid Faster?By making a biweekly mortgage payment, one is… Continue reading Before Considering Biweekly Mortgage Payments

By: Roshawn Watson Alauna wrote in to the Consumerist because she recently ship her Hewlett Packard Pavilion laptop to a friend for software repairs via USPS (the computer had a virus). Unfortunately, she believes the laptop arrived to the friend in a damaged condition. The hinge of the unit was apparently broken en route, which… Continue reading Post Office Won’t Pay Insurance Claim Unless Employee Admits To Damage

By: Roshawn Watson In preparing to write my posts, I often come across noteworthy and sometimes bizarre financial and business news. Below are links to some of these sites. Enjoy! Additionally, my Tori Spelling Unsung Financial Hero post was featured as the editor’s pick for the Carnival of 20-something Finances hosted at Budgets Are Sexy.… Continue reading Uncommon Money News (Vol. 21)

By: Roshawn Watson After correcting for inflation (perhaps the greatest current economic threat), the median incomes are below where they were in 1999 according to the Census Bureau. When faced with a budget deficit, there are two basic solutions: reduce expenditures and increase income. The biggest caveat (and this is an important one), “making more… Continue reading 5 Tips To Increase Your Cash Flow

By: Roshawn Watson Apparently, an American life is just not worth what it used to be. According to the Environmental Protection Agency, the statistical value of a person’s life is now $6.9 million, nearly $1 million less than what it was 5 years ago. The recalculation is due to numerous cost-benefit analyses. Image Credit: TW… Continue reading Decreasing “Value” Of American Life

By: Roshawn Watson As a self-proclaimed movie buff, here are 10 financial lessons I observed from eight of my favorite movies. Thomas Crown Affair. First money lesson learned: You can be miserable with plenty of money. Thomas Crown had a beautiful NYC mansion, plenty of cash, successful companies to run, among other things. Nonetheless, he… Continue reading 10 Money Lessons I Learned From the Movies

By: Roshawn Watson In preparing to write my posts, I often come across noteworthy and sometimes bizarre financial and business news. Below are links to some of these sites. Enjoy! Additionally, my 20 Ways to Dine Out Inexpensively and Tori Spelling Unsung Financial Hero posts were included in the July edition of the Carnival of… Continue reading Uncommon Money News (Vol 20)

By: Roshawn Watson Did you know that one of the easiest ways to cut expenses is to evaluate your grocery bill? It’s true, spending on groceries is somewhat flexible compared to fixed expenses, such as a mortgage. If you can stick to a pre-specified budget, you may be able to save several hundreds of dollars… Continue reading 10 Tips to Trim That Grocery Bill