Watson Inc

By: Roshawn Watson One of the most aggravating things is being nickled-and-dimed by companies I do business with. Banks are notorious for this, but here are some ways that you can avoid such fees.Image Credit: Steven RhodesDon’t Pay for Having a Checking AccountYou should not be paying for checking (unless perhaps if you are receiving… Continue reading Tips For Avoiding Banking Fees

By: Roshawn Watson Recently, Kiplinger Personal Finance Magazine profiled Rik Wehbring, a 37-year old millionaire living on $50,000 a year in San Francisco. He simply states that “I do not need material possessions.” He made his money during the dot-com boom but unlike many of his peers (both younger and older), he decided to forgo… Continue reading Meet the Boring Young Millionaires

Dear Roshawn, I am 16-years old and am planning on going to college. Financing my education is an important consideration because I do not have a college fund. Since college is very expensive, what are some ways I can cut some of the costs? Future College Student Dear Future College Student, This is a great… Continue reading 5 Ways to Cut Costs For College

By: Roshawn Watson Sometimes I think twice about printing a receipt for my gas. Usually, those receipts just end junking up my wallet or crumbled at the bottom of my pocket anyway, until it is eventually filed. Image Credit: iirraa However, after reading a Chris Walter’s story, I believe I will always print that gas… Continue reading Why You Need that Gas Reciept as Proof Of Purchase

By: Roshawn Watson In preparing to write my posts, I often come across noteworthy and sometimes bizarre financial and business news. Below are links to some of these sites. Enjoy! I also wanted to thank all of you who are voting for articles from this site on social bookmarketing sites such as stumbleupon, reddit, delicious,… Continue reading Uncommon Money News (Vol. 25)

By: Roshawn Watson The next threats to the US real estate market recovery apparently are “prime borrowers:” those with good credit.Image credit: bahia0019 Currently, prime borrowers are defaulting on their mortgages at significantly higher rates than years prior. Consider that in 2006, the delinquency rate for loans under $417,000 was 1.38% compared to 2.44%. Although… Continue reading Borrowers With Good Credit Defaulting On Their Mortgages

By: Roshawn Watson Yesterday, we discussed why European shoppers are taking over New York. That begs the question though: where have all of the American New York shoppers gone? Image Credit: crizlai Americans are becoming increasingly more inclined to spend less as we distance ourselves from stores such as Neiman Marcus, Jimmy Choo, and Best… Continue reading Changing American Economics: The New Wave of Frugality Sweeping America

By: Roshawn Watson Whether it’s in American bistros , Apple stores, Bloomingdales, or the trendy boutiques, you will find that Europeans are increasingly spending their money in America, especially New York City. That’s correct, right in the city with the greatest number of millionaires. As a recent New York Times article suggests, NYC is becoming… Continue reading The Cheap America: Why Europeans Are Taking New York

Ever since I started Watson Inc, I get tons of financial questions. Check out the question and my response below Dear Roshawn, I may be too paranoid a view with my emergency fund, so please help me figure out how much I really need. I’ve been desperate to remodel my kitchen,…and I’d like to use… Continue reading Should I do that kitchen remodel?

By: Roshawn Watson In preparing to write my posts, I often come across noteworthy and sometimes bizarre financial and business news. Below are links to some of these sites. Enjoy! I also wanted to thank all of you who are voting for articles from this site on social bookmarketing sites such as stumbleupon, reddit, delicious,… Continue reading Uncommon Money News (Vol 24)