Yakezie Carnival – Easter Edition
|April 8, 2012||Posted by Roshawn Watson under Uncategorized|
Yakezie is a network of personal finance and lifestyle bloggers who aim to encourage and support one another. Blogging can be a lonely journey, particularly when you are just starting out, so having friends makes the experience so much more rewarding. Today, I am honored to be hosting the Yakezie blog carnival. Below are the varied submissions from across the blogosphere. Enjoy, and I hope you are having a fabulous Easter!
Side Note: I’ve been on vacation for the last 10 days, but I intend to release new content this upcoming week.
Jon Rhodes @ HypnoBusters writes Napoleon Hill – The Secrets of How To Think Rich – This post is about Napoleon Hill. Under Andrew Carnegie’s wing, he studied more than 500 rich and successful people over a 25 year period to find out what traits they have to make them so successful.
Eric J. Nisall @ DollarVersity writes Financing Options For Small Businesses With Bad Credit – It’s not just individuals who have trouble obtaining credit, businesses can too. And, just as with individuals there are a variety of options for doing so.
Roger the Amateur Financier @ The Amateur Financier writes My Future Work, and My Future Worries – A discussion of some of the concerns I have about my future since I started having seizures, and my optimism that I’ll be able to make it through alright.
Mark D. Cook @ Pathway to Trading writes Are you a Futures Trader? – Former U.S. Investment Champion and “Stock Market Wizard” Mark D. Cook talks about trading the futures markets.
Khaleef @ Faithful With A Few writes Roth Vs Traditional IRA: Which One Is Best For You? – Roth vs Traditional IRA is an important distinction By understanding the differences, you can increase your retirement nest egg by hundreds of thousands of dollars!
Khaleef @ Fat Guy, Skinny Wallet writes Why A Roth IRA Is Better For Us Than A Traditional – A Roth IRA is a powerful tool for saving toward retirement Find out why we chose this option over a Traditional IRA, and see if this move is right for you!
Thad Puckett @ Thad Thoughts writes Ten Vacation Ideas That Don’t Have to Cost a Bundle – Vacations don’t have to add stress to your budget. These 10 ideas are money saving tips to have fun and save money!
John @ Married (with Debt) writes Have Free Banking Accounts Gone the Way of the Dinosaur? – It’s over. The days of free checking have gone the way of the free “check under your hood and wash your windshield” at the service station.
Kylie Ofiu @ Kylie Ofiu writes 10 Things I have learned – 10 things I learned comes from a conference I attended where some bloggers behaved badly, I was a panelist and there were some great tips I picked up.
Aloysa @ My Broken Coin writes Five Lessons on How To Survive in a Ghetto Apartment – From day one I slowly started to learn what was appropriate and what was not in my (hood). Over time I acquired a set of certain survival skills that came in handy for a single girl who found herself living alone in a ghetto apartment.
Don @ Money Reasons writes Benefits of Blogger Carnivals – This article is all about the benefits of blog carnivals. I list the reasons why you should host and submit your articles to blog carnivals.
KT @ Personal Finance Journey writes 5 Ways to Save on Interest on Student Loans – The average college student graduates with $25,000 in student loan debt. Many more students have higher balances than this. If you are repaying your student loans, there are several strategies you can utilize to pay less in student loan interest. Consider the following: Automate your payments.
Don @ Money Smart Guides writes The End of Buy and Hold? – I received a free one year subscription to Money Magazine for buying something (I can’t for the life of me remember what it was). In any case, there is an article that interviews Andrew Lo from M.I.T.
Shaun @ Smart Family Finance writes Should Families Buy a House or Rent an Apartment: Why Home Equity is Overrated – Every time you assume your home’s market value as the equity you command you are overestimating your net worth.
Ashley @ Money Talks Coaching writes Skipping the Mortgage Payment to Pay the Car Loan? – I read this article the other day about the order in which people pay their bills, or rather, the order in which they do not pay their bills.
Kyle @ The Penny Hoarder writes Enter to Win our April iPad Mania Giveaway! – Welcome to the April Ipad mania GIVEAWAY!!! The Penny Hoarder has teamed up with Bay Area Mommy a number of other bloggers to bring you this amazing chance to win the two hottest tablets in the market today! Grand Prize: The New iPad (or $550 cash) Second Prize: Kindle Fire (or $200 cash)!
Jeremy @ Modest Money writes Outsourcing Online Business Tasks To Earn More Money – Do you run one of the many online business that could benefit tremendously from outsourcing? Read about how a seasoned internet marketing professional learned how to use outsourcing to earn more money.
Van Beek @ Stock Trend Investing writes Buy and Hold Dividend versus Trend Following Risks – When you apply a certain stock investing strategy, you implicitly choose to accept the risks that go with that strategy. Here we describe the specific risks for two well-know and often applied strategies.
MMD @ My Money Design writes Which is Better – Term or Permanent Life Insurance? – Part 2 – Should you buy cheaper Term insurance that will expire or the more expensive Permanent insurance that is guaranteed for life? Let me share with you two real quotes I received, and we’ll crunch the numbers to figure out which one is the better alternative.
Crystal @ Budgeting in the Fun Stuff writes House Hunting on Pause – It was a short daydream, wasn’t it? Just last week I was talking about house hunting and now I am back to my original thought, no way.
Suba @ Broke Professionals writes Perfectionism On The Job: What It’s Costing You – I was a perfectionist – until the world’s worst day at work made me realize what I once considered my greatest strength on the job was actually my biggest weakness.
Daniel @ Sweating the Big Stuff writes Why I Already Won The Lottery – I did not win the lottery over the weekend, but, I feel pretty lucky anyway.
Jason @ Work Save Live writes 3 Words to Start the Week Off Right – ROCK CHALK JAYHAWK! I couldn’t resist the opportunity to throw out some love to the 2012 KU Basketball team! A season that started with minimal expectations has turned into something that ZERO Jayhawk fans could have fathomed. A lineup that consists of ZERO McDonald’s All-Americans.
Ryan @ Early Retirement Investments writes Demand for Rental Property and Residential Contracting is Expanding – Lately, it seems like the demand for rental property and residential property are on the rise! Read how these areas are expanding
Corey @ Steadfast Finances writes Benefits of an Adjustable Rate Mortgage – Have you ever considered an adjustable rate mortgage? Find out the benefits and whether it is right for you.
Steve @ Money Infant writes Living Like a King in Bangkok – I thought that before I give you some insight into my own Bangkok budget I would put to rest the rumors of living like a king on $5000 a month in Bangkok.
Hank @ Money Q&A writes My Favorite Financial Tools That I Use – From time to time, I’m asked about which financial products I personally use and which I would recommend to others. I have finally listed many of the financial resources, firms, services, and products that I personally use and recommend.
The Happy Homeowner @ The Happy Homeowner writes Whitney & The Roth: How Whitney Houston’s Song Titles Can Teach You Everything You Need to Know About the Roth IRA – A unique twist on the standard “What is a Roth IRA” information, this post discusses the best of the Roth through Whitney Houston’s song titles.
YFS @ Your Finances Simplified writes An in-depth view on Roth vs. Traditional IRA – Since the conception of the Individual Retirement Arrangement (IRA) in 1974 from the Employment Retirement Income Security Act (ERISA), it has helped thousands of individuals to save money for a comfortable retirement. Over the years, the types of IRAs …
Evan @ My Journey to Millions writes April 2012 Net Worth Update – Finally Doubled Up – From March 1, 2012 to April, 2012 my net worth has increased 6.18% Year to Date my net worth has increased 20.02% From January 2011 to April 2012 my net worth has increased 107.37%
PITR @ Passive Income To Retire writes Real Estate Investing Is Back On the Table – Find out what makes real estate so attractive to investors and why there will always be a demand for rental properties.
Andrew @ 101 Centavos writes A Labor Shortage? Surely You Can’t be Serious… – China running short of people? But they’ve got a billion and a half people over there. Surely you can’t be serious… I am serious, and don’t call…
Jeremy Waller @ Personal Finance Whiz writes Do You Have What It Takes To Be Debt Free And Financially Successful? – No. You probably don’t. You see there’s a reason that the majority of people are in debt. There’s a reason why the average amount of credit card debt per household is $15,956. There’s a reason why the average American consumer has a total of 13 credit obligations on record at a credit bureau.
Sean @ Free Snatcher writes 5 Tips to Help you Become Debt Free – Eliminating your debt is the first step to becoming Financially free. Here are 5 steps to painlessly become debt free. Thanks for your consideration.
Kay Lynn @ Bucksome Boomer writes What Do Your Friends Really Think about Your Old Car? – My friends, who are also co-workers, gently suggested it was time for my husband to get a new car. That is not what someone who recently broke the shackles of debt wants to hear!
Jon the Saver @ Free Money Wisdom writes Six Questions About the Federal Income Tax – These are six questions you should ask yourself when it comes to the federal income tax. Make sure you’re not overpaying the government!
Mr. Money @ Smart on Money writes Learn the Basics of the Roth IRA – Part of the reason the Roth IRA has become so popular in the past 15 years is because they offer a nice way to save for retirement that offers tax-free withdrawals at retirement. In other words, you are investing with money that has already been taxed, and when you pull the money out at retirement the contributions and earnings are tax free. Pretty nice, huh?
Wayne @ Young Family Finance writes Purpose of Budgeting – Are you left wondering why you should budget? Find out the purpose of budgeting and whether it’s important for you.
Daisy @ Add Vodka writes Taking Care of Clothes – I somehow doubt it’s a secret that I have a large wardrobe. I love clothes, and they really are to blame for my spending problems in the first place. A world without fashion would be a world without fun.
Luke @ Learn Bonds writes Treasuries head south as US stocks end best Q1 in more than a decade – All you need to know about today’s bond market action with commentary on top moving stocks as well.
Dr. Dean @ The Millionaire Nurse Blog writes 24 Stupid Things People Do With Their Money! – Have you done stupid things with your money? Check out this list and see how many you are guilty of.
Corey @ 20s Finances writes How to Save Money in Your 20s – Have you ever felt like it is hard to save money as a young adult? While I have already talked about why it is difficult for young adults to save money, it doesn’t mean it is impossible. If you are in college and wondering how to put money aside, saving money may not even be a question because of the massive amounts of college debt that you are facing.
Barb Friedberg @ Barbara Friedberg Personal Finance writes How to Handle a Tax Audit; The IRS Says I Owe $25,000 – Read about my harrowing experience dealing with a surprise audit letter from the IRS
Forest Parks @ Frugal Zeitgeist writes Trim Your Grocery Bill – A look at ways to trim your grocery bills!
Steve Zussino @ Grocery Alerts writes Guide to Freezing Food to save money – Part of living a frugal life is about buying things when they are at their lowest price and then preserving them. One of the ways to do this is to freeze them. So many things can be frozen, and at the same time separated into smaller amounts.
Lisa @ Cents To Save writes Top 5 Reasons I LOVE to Thrift Shop – Thrift shopping is a great way to stretch your hard earned dollar. From finding great deals on items to use around the house, to selling and making a profit on eBay with thrifted items. Definitely a win-win for your budget!
Gil Tenorio @ Financial Management Blog writes How to Start an Emergency Fund – This article discusses some tips on how to start an emergency fund.
Tushar @ Start Investing Money writes Filing for Bankruptcy – How Retirement Accounts Are Affected – This Post was Originally published at Filing for Bankruptcy – How Retirement Accounts Are Affected on Start Investing MoneyBankruptcy is a horrible thing to endure, but in these uncertain economic times, it is becoming an all too common occurrence.
Christopher @ This That and The MBA writes Deadliest Catch Returns April 10 – It is amazing what some will do to make money for their familiies.
SFB @ Simple Finance Blog writes Size Doesn’t Matter: Why Bigger Isn’t Always Better – American culture seems to suggest that bigger is better – but I’ve found three cases where size doesn’t matter when it comes to your family’s finances
Lina Zussino @ Baby Alerts writes Canada Education Savings Grant and your child’s education – According to Statistics Canada the average cost of undergraduate studies cost $5,366 in annual tuition fees in 2011/12 compared to $5,146 the previous year in 2010/09. That is an increase of 4.3% over a year. Thankfully the government of Canada now offers Canada Education Savings Grant (CESG for RESP) this will help ease the burden.
Kevin @ Thousandaire writes The First Step to $1 Million of Net Worth – A 20 year old reader sent me an email asking me how to approach his finances. Get rid of debt and start a Roth IRA are the two first steps.
Little House @ Little House in the Valley writes March Progress Monitoring – The beginning of April means a time to recap my goals. I like things in three, therefore my goals were to save money ($6,000 for the year), continue to grow my blog (375 readers daily), and ride my bike (1,000 miles this year). So how am I doing at day 90?
Cash Flow Mantra @ Cash Flow Mantra writes My Experience as a Prosper Borrower – I used Prosper to finance a loan to pay a large tax bill, and I found the process effortless. Here is my experience thus far:
Jon Rhodes @ Affiliate Tips writes Affiliate Marketing – A Great Potential Career? – This article shows you the sort of lifestyle you can lead by becoming a full time internet affiliate marketer.
Jen @ Master the Art of Saving writes 6 Free Financial Resources & Tools to Improve Your Finances – If you’re interested in monitoring or improving your finances, then you probably don’t want to be spending money to do it. That would just be silly and………
Maria @ The Money Principle writes Five things older people have and young people… – We glorify the vigour and enthusiasm of youth and have grown fearful of older age. In doing that we are forgetting that that growing old has its advantages and that it can be done with elegance, grace and dignity.
Sicorra @ Tackling Our Debt writes Let’s Talk Money – The Series – With Karl – Karl at CultOfMoney was this week’s guest for the written interview series titled Let’s Talk Money. Karl shares his personal view points on saving money, spending money and building up a healthy retirement fund. Check out this post to see how he saves 40% of his after-tax income.
A Blinkin @ Funancials writes I Don’t Want To Be Debt Free – Did you do a double-take when you read this title? Considering a lot of my readers are personal finance bloggers, I’m guessing yes; especially since the majority of personal finance bloggers see debt as an unnecessary evil.
Jeffrey @ Money Spruce writes Money Rules Book Review: A Quick Guide to Finances – I recently checked out the new book Money Rules: The Simple Path to Lifelong Security by Jean Chatzky. It’s modeled much like Michael Pollan’s Food Rules with many one-page “rules” that give short but useful tidbits of information.
Amanda L Grossman @ Frugal Confessions writes The Groundhog Day Financial Lesson I am Doomed to Live Over and Over Again – Have you ever had a lesson in life appear over and over again, and you feel as though you are doomed to attempt to learn it for the rest of your foreseeable
SB @ Finance Product Reviews writes MB Trading Brokerage Platform Review – MB Trading the unsung hero of the brokerage world. 7 times best brokerage award winner. Read this review to learn more about it
Darwin @ Darwin’s Money writes Pairs Trade: Real Examples and Profit Potential – Here’s a way to invest and profit with zero dollars out of pocket! Amazing but true, you just have to pick the right direction!
SB @ Finance Product Reviews writes MB Trading Brokerage Platform Review – MB Trading the unsung hero of the brokerage world. 7 times best brokerage award winner. Read this review to learn more about it
SB @ One Cent at a Time writes What is Obama Care and How Does it Affect Us? – In-depth analysis of President Obama’s health care reform bill, fondly called Obamacare. Is it going to change the present health care chaos around us, or it’s blow to your freedom and liberty?
Krantcents @ Krant Cents writes Why Did I Start My Business? – Why did I start my business? I wanted to know if my reasons matched theirs. I wanted to know if I was like Warren Buffett, Steve Jobs, or Bill Gates.
Eddie @ Finance Fox writes Getting Rich Is A Two Sided Equation – Budgets are not a drag, at least not to me, and it shouldn’t be to you either. A budget is like a wing-man to your money. When put together to work, they’re a great one-two punch.
ShortRoadTo (James) @ Short Road To Retirement writes Mystery Shopping: A Great Way to Earn Extra Cash – Discusses how people can earn $20 per hour by mystery shopping. Provides information on how to find mystery shops and what companies have mystery shopping programs
Pat Huddleston @ Investor’s Watchblog writes Montana Becoming a Ponzi Hot Spot? – Is your pastor introducing you to investments? If so, you need a new pastor.
PK @ Don’t Quit Your Day Job writes Adventures in Lottery Playing – What Was The Expected Value of Mega Millions Tickets? – 60 of the 1.46 billion tickets in the recent Mega Millions drawing were purchased by yours truly. Read on as I explain how I calculated the expected value of my tickets!
Investor Junkie @ Investor Junkie writes Unleash the Power Within Review – I drank the Kool-Aid during my time off last week. I just got back from a four day seminar with the self-help “guru” Tony Robbins, and his infamous Unleash the Power Within (UPW for short). The seminar can be summed up as a rock concert, somewhat religious awaking, and emotional boot camp all rolled into one. It is certainly nothing I’ve experienced before in an event, and maybe not ever again.
Jason @ Live Real, Now writes The Happy Challenge – Here is my challenge to you: For the next 21 days, write down 3 thing you are grateful for. What makes you happy? It’s okay if it’s hard. If it’s hard for you, you need it more than most. Now, the truly hard part:
YPFinances @ Young Professional Finances writes Why I Can’t Claim Student Loan Interest – I always thought being able to claim the interest paid on student loans was the silver lining of having that debt. Now, it turns out I can’t claim this – and the IRS was kind enough to notify me.
Eric @ Narrow Bridge Finance writes April 2012 Net Worth and Earnings Update – March was an exciting month in the world of my finances. It marked the conclusion of my journey to become student loan free. It included my bonus at work, which made the debt payment possible, and it ended with a 6.5% increase in my net worth.
Srinath @ The University of Money writes List of oil stocks worth a look – Oil Stocks is must have in your portfolio as these stocks have given returns in the past few years. Soaring demand of oil and rise in oil prices will make sure that these stocks give better returns this year too. Take a look at these top oil stocks.
Miss T. @ Prairie Eco Thrifter writes 7 Reasons Why Failure Is a Good Thing – Don’t view failure as bad luck, instead look at each attempt to reach your goals as a triumph. There’s always something to learn, ways to grow, different viewpoints to see, and new opportunities waiting just around the corner.
SJG @ Life [Comma] Etc writes The Personal Part of the Budget – An early revelation in my personal budgeting journey!
Shilpan @ Street Smart Finance writes 5 Keys to Win Customers for Life – There are many factors involved in the influence process that creates a happy, friendly repeat customer base. Sometimes best of efforts go in the vein to create that influence. Nonetheless, friendly conversation has an immense role to play in building rapport with guests who ultimately connect with the caring, compassionate friend behind the desk more so than any amenities and luxuries of a hotel can ever impress their wildest imagination.
Busy Exec @ The “Busy Executive” Money Blog writes A closer look at the 10 year retirement plan – Whether you believe it or not, numbers hold all the answers. I figure that I’m about 1/3 of the way to my money “R” number and 10 years away from my age “R” number.
Ray @ Squirrelers writes What is the Value of Your Professional Network? – Networking is purported to be very important by many, but some dismiss it. This post discusses the topic of just what value there is to your professional network
Steve @ The Loonie Bin writes Freedom 75: This Aint Your Grandad’s Retirement – Why is it that people always put retirement off until later in life?
TTMK @ Tie the Money Knot writes Inheritances: Honoring Wishes or Equalizing Value Among Beneficiaries – Inheritances can be tricky for family dynamics. This can happen if people in the same family get different amounts. How would you handle such a situation?
MaryAnne @ Parenting and Money writes Why Using Credit Cards Is Good For You – This is a good post on the benefits of using credit cards. Learn why using the credit card can help you save money.
Money Cone @ Money Cone writes 12 Hands On Tips to Protect Yourself Online – I’ve outlined a series of steps with specific recommendations on what to use to protect yourself online. It is easy to make a generalized comment like ‘Use a good anti-virus software’, but then what is a good anti-virus software? I’m going to try to do better than that. Every step has a specific action towards protecting yourself from online fraud.
Kari @ Small Budget Big Dreams writes Financial Confession: I Hide Money – Do you hide money from your friends, family and spouse? I do, but it’s probably not what you think.
Beating Broke @ Beating Broke writes Invest in Yourself Instead of the Lottery – Many of us dream about what we would do with more money. However, the best way to achieve the dream is not through purchasing lottery tickets for a multi-million dollar jackpot that we won’t win (even if you use the worn out argument, “somebody has to win”). Instead, the best way to achieve that dream is through our own lives. Dream about what you can do with your life, how you can improve it, and then set to work doing so. That will get you infinitely further than buying a lottery tic
Jake @ I Am 1 Percent writes 7 Financial Tips For Young Adults – Seven tips I wish I had in my late teens and early 20’s that would’ve assisted me in my road to being in the 1 percent
Matt @ Living in Financial Excellence writes It’s Never Too Late to Change Your Financial Future – You can change; the decision is up to you. Of course it would have been better if you would have started to contribute to your 401(K) twenty years ago. It would have been better if you had cleaned up your student loan mess before you got married. What happened in the past happened in the past, but you can decide to change your future today!
Philip Taylor @ PT Money Personal Finance writes Family Emergency: 3 Lessons to Learn Before the Next One – Life is unpredictable. Article contains 3 things that are important to remember or plan for in case of emergencies.
Teacher Man @ My University Money writes Why Cutting The GST Was Great Politics and Terrible Economics – As some of you may have picked up on I tend to have a slightly right of center bias on economic issues (not social ones I should quickly point out). I tend to believe in many of the bedrock foundations of fiscal conservatism such as a balanced budget, the responsibility of the individual, and small governments.
Karunesh @ chase-a-dream.com writes Learn to dramatically improve your concentration using mindfulness – Mindfulness is putting all your heart and soul into that one task, to exclusion of all else such that you lose the contact from external world.
Tushar @ Everything Finance Blog writes 4 Easy Ways to Build Your Credit Score – Financial mistakes in your past can cause your credit score to drop. Things like late payments, defaulting on a loan, or having large amounts of debt can negatively impact your score. But all hope is not lost—you can build your credit score by making changes to your financial habits today.
Robert @ The College Investor writes Transitioning to a Green Household – Now that we are migrating into a more “green” society, it is becoming easier to switch to a green household where you are being more eco-conscious in your daily life. Switching to green can also create extra savings each month in homes everywhere.
Tyler @ Poor Student writes Apply For A Credit Card – It goes against the conventional wisdom, but most students should have a credit card.
J.P. @ Novel Investor writes TurboTax Review: Tax Prep Made Easy – TurboTax is one of the most popular online tax preparation and filing services around. During tax season, it’s nice to have tax software that makes finishing that return as quick and painless as possible.
Karl @ Cult Of Money writes Sprint Training for your Money – The point of spring training for baseball is so that players can shake the rust off after a long off-season, work on their fundamentals, and lets coaches evaluate what players will work best on the baseball team. I’ve written with the baseball analogy with respect to fantasy baseball before. If you follow the same process for real baseball and have a spring training for your money, you’ll be ready for opening day too. Just remember though, there’s actually no off-season for your finance
Timothy @ Wealth Artisan writes Dividend Payout Ratio Calculator – Dividend Payout Ratio Calculator – Use this calculator to automatically look up a stock ticker symbol to locate the Dividend Payout Ratio (DPR). Finding a Dividend Payout Ratio has never been easier.
Earth and Money @ Earth and Money writes Stop Price Shopping for Groceries Now! – For most people, going to multiple grocery stores to take advantage of sales on different items is a complete waste of time and resources.
Mark D. Cook @ Pathway to Trading writes Impending Financial Doom from Wall Street’s Complacency – Former U.S. Investment Champion and “Stock Market Wizard” Mark D. Cook goes in depth about a complacent stock market.
Steve Zussino @ Canadian Personal Finance writes Why and How to Create an Emergency Fund – An emergency fund is an essential part of every family’s financial plan, yet so many people don’t seem to have one set up. Wouldn’t it be nice if you no longer had to worry about what would happen if a financial emergency came up? That’s exactly the kind of security you can get with an emergency fund and exactly why you should have one in place.
Kraig @ Young, Cheap Living writes How To Get Started with Mint.com – This article outlines the overall concept of Mint.com and the basics of how to use it. It looks at how it displays and calculates your net worth when you connect it to all of your financial accounts. This post also describes Mint’s budget functionality and how to create and manage a budget using it.
Glen Craig @ Free From Broke writes Visa® Black Card Review – A Carbon Card That’s Expensive But Full of Benefits – The Visa Black Card offers up an exclusive carbon card, that is chock full of benefits for its card holders with a hefty annual fee. See more in this Visa Black Card review.
Michelle @ See Debt Run writes The Minimalism Kick That Left Marks – I fully encourage minimalism, but please…proceed with caution. Throwing out something you will only need to immediately replace can hurt your efforts.
Paul Vachon @ Frugal Toad writes Where to Find Financial Aid for College Tuition – With college tuition rising much faster than the rate of inflation, more college-bound students depend on financial aid to help pay for college. This comprehensive guide shows where to find financial aid and scholarships.
B. @ Below Her Means writes The Ponzi Scheme of Psychiatric Care – A personal vent about an expensive psychiatrist that left a lot to be desired.
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